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Prior authorization

Approval your insurer requires before it will cover a medication.

Updated Sep 2, 2026

Prior authorization (PA) is a requirement that your prescriber get approval from your insurance plan before it will cover a specific medication. The plan publishes criteria — often a diagnosis or lab values — and your prescriber's office submits documentation showing you meet them.

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    • Applying for a GLP-1 patient assistance program: step by step — Novo Nordisk's PAP and Lilly Cares can provide Ozempic or Trulicity free to people who qualify by income and insurance status, but as of September 2026 neither covers Wegovy, Zepbound, Saxenda, or Foundayo. Here's who qualifies, the 2026 income limits in dollars, the documents you need, your prescriber's role, turnaround and renewal, what to do if you're denied, and how PAPs differ from savings cards and direct-pay.